Bank of Jinzhou Co., Ltd. follows the guidance of Xi Jinping Thought on Socialism with Chinese Characteristics for a New Era, fully implements the spirit of the 19th National Congress of the Communist Party of China and all previous plenary sessions of the 19th Central Committee of the Party and adheres to the new development concept of “compliance, innovation, coordination and quality”. With the “1226” development strategy as guidance, the Bank practices the corporate mission of creating value for shareholders, wealth for customers, welfare for employees and contribution to society, returns to the original mission as an urban commercial bank and focuses on the main responsibility and main business, takes serving the local economy, serving private small and micro enterprises and serving urban and rural residents as the market positioning, and takes the development orientation of “being rooted in Jinzhou and based in Liaoning, facing northeast China, expanding into Beijing, Tianjin and Hebei, and supporting the development of key national regions”. The Bank takes differentiated and distinctive products and services as the two directions of its development strategy. Driven by scientific and technological innovation, supported by talent development and insisting on “leading by party building and scientific governance” as the core, the Bank takes the path of inherent high quality development. The Bank seizes the opportunities from policies, focuses on new development pattern, continuously optimizes corporate governance mechanism, strives to improve management quality, solidifies the construction of a comprehensive risk management system, enhances group strategy synergy and business synergy, continuously promotes the adjustment of business structure, improves asset capacity and strengthens operational resilience and development driving forces, achieving a steady and sustained trend of overall business operation.
　　During the six months ended 30 June 2022, the Bank’s operating income amounted to RMB5,560 million, and net profit of the Group was RMB142 million. As at 30 June 2022, the Bank’s total assets amounted to RMB826,552 million, net loans and advances to customers amounted to RMB574,787 million, and the balance of deposits from customers amounted to RMB484,632 million. The Bank’s capital adequacy ratio, tier-one capital adequacy ratio and core tier-one capital adequacy ratio were 11.61%, 9.84% and 8.36%, respectively.